Payment methods

Payment

You can pay by cash in advance, PostFinance E-Finance , MasterCard , MasterCard SecureCode, Visa, pay Verified by Visa or Twint.

Advance payment via online banking

After completing your order you will receive an email with an order confirmation and account details of the Nordic Lifestyle GmbH. The invoiced amount is due immediately upon receipt of the order confirmation. If we have not received payment within 7 days the order will be cancelled automatically. As soon as you have paid the bill and payment is credited to our account, the goods will be ordered and shipped from our warehouse. 

Post Finance E-Finance

You can charge your postal account directly with the payable amount. In order to pay you need the E-Finance security components. After you have selected your items and placed them in your virtual shopping cart, complete the payment screen of PostFinance and wait for the confirmation. The invoice amount will be debited free of charge from your postal account. For more information about PostFinance please visit: www.postfinance.ch.

Payment with credit card

Payment by credit card takes place via an SSL 128 bit encryption. Your order will be forwarded to the PostFinance interface. There you enter your credit card details so that a connection is made to the card issuer. Our online store uses the 3D Secure procedures ("MasterCard SecureCode" for MasterCard and "Verified by Visa" for VISA, hereafter referred to as 3D Secure) for credit card payments. The security of online payments is increased by adding a 3D Secure PIN and thus you are additionally protected from credit card fraud.

If you have not registered your credit card for the 3D Secure procedures, you can easily do so in just a few steps. Registration is possible via the card-issuing bank’s website during checkout. 

How does payment with 3-D Secure work?

In any commercial online shop which offers the 3-D Secure service, a window opens during checkout in which you must enter your predefined 3-D Secure Password. One of your chosen security questions ensures that the password check is actually carried out by the card-issuing bank.

How can I register for 3-D Secure ?

Simply follow the links on the right hand side to register for 3-D Secure.  Please note that an authentication is necessary for a new login. Keep your most recent invoice at hand.

For more information on the use and registration of SecureCode or Verified by Visa, please contact your bank directly.

Possible applications 

Many online shops use 3-D Secure. You can recognize if they use 3-D Secure by the display of the two logos "Verified by Visa " and "MasterCard SecureCode". If not displayed, the payment process is carried out as before.

Payment via invoice (Klarna)

Pay your online purchases simply after receiving the order by invoice. With our partner Klarna you have 30 days from the invoice date to pay the invoice. The invoice will be sent by e-mail. You can pay the invoice via ISR+ with reference number or normally via online banking. Please check your email inbox to find our payment instruction. Also check your spam folder in case you do not find the email in your inbox. If you did not receive the email, please contact us.

You have up to 30 days to pay the invoice. If we do not receive the payment in time, the commercial reminder process will be initiated. Only after the multi-stage dunning process has been completed will the debt be diverted to a collection agency. Information on fees can be found in the terms and conditions of Klarna https://www.klarna.com/ch/agb-de/.

For refunds, send your bank details to zahlungen@billpay.de and ask for a refund in case the order has been cancelled and you have already paid. We need the account holder, IBAN and BIC for this. Please also mention the order number and personal data for identification. Once the invoice has been adjusted, the refund will be initiated automatically. The amount will be credited to your account within five to ten banking days.

Good to know: If the order has not been cancelled yet, please contact us and follow our cancellation policy. 

https://www.klarna.com/ch/kundenservice/wie-funktioniert-der-kauf-auf-rechnung-mit-klarna/

Redeem a voucher

If you want to redeem a voucher you must enter the voucher code at the checkout. As soon as you place an article into the shopping cart, the field discount code appears. You have to enter or copy the voucher code in this field. The price is automatically deducted from the total price. Please note that vouchers cannot be cumulated with other promotions and only one voucher can be redeemed per purchase online. However, you can redeem several vouchers for one purchase in our shop in Zurich.